Trupanion pet insurance cost is not expensive at all in comparison with many services.
As there is insurance on the life of humans, There is insurance on the life of the pet, especially dogs and cats which are found in many homes.
What is Trupanion pet insurance?
It is insurance from birth to death, it doesn't depend on time but depends on the age of the pet.
Most pets are exposed to many accidents and injuries so most owners tend to enroll them into an insurance program for unexpected illnesses, injuries, and accidents, in addition to chronic diseases, congenital, hereditary, and heart disease.
There are eligible expenses and non-eligible expenses, the insurance covers eligible expenses which are 90% of the cost. You only pay none of the eligible expenses (10% of the cost ).
How can Trupanion pet insurance cost work?
If the pet is exposed to an accident or is sick, take it to a nearby emergency hospital or a veterinarian. You can submit a claim online or pay directly to the veterinarian
Types of companies that are interested in pet insurance:
Many founders compete with each other to be the top in pet insurance by presenting professional medical services and others make offers and discounts on more than one animal.
•Professional founder present in US and Canada:
1- Pet Assure:
Concentrate service on routine care, emergency, and multiple pets.
2- Embrace:
Embrace pet insurance company focuses on emergency cases.
3- ASPCA:
ASPCA company is interested in multiple pets and offering a discount.
4- Pet first:
Best in routine care.
5- 24 pets watch:
Best in chronic conditions.
6-Trupanion pet insurance company:
Good in reimbursement.
Is Trupanion pet insurance good or not?
Trupanion pet insurance is one of the best pet insurance companies which is good in reimbursement and their cost is suitable compared to other companies.
The cost differs according to the service and the pet type, for instance:
Type of pet: Dogs and cats.
Limit of cover: Unlimited.
Paying: You can pay monthly.
Dental cover: Available
Advantage of Trupanion pet insurance cost:
1-The main plan is to cover the cost to reach 90%.
2- Prices differ from pet to other and depend on age, for example, If you have poppy for 8 weeks, you will be priced at 8 weeks.
Increasing the age of pets will increase the price of medical services(depending on birthday pricing which means the insurer will increase the rate automatically when your pet gets older.
3- Services not only for illness, injuries, and accidents but also acupuncture therapy, rehabilitative therapy, and chiropractic.
4- Cover surgeries and dystocia.
5- Cover a reward if the pet is lost or stolen.
6- Price guarantee.
7- Available 24/7 custom services. phone lines open 7 days a week for 24 hours in the day.
8-Trupanion covers 50% of prescription food for two months, a supplement for diagnosed illnesses, and prescription medication.
9- Cover pets when you travel the same as when you stay in the United States or Canada.
Disadvantages of Trupanion pet insurance cost:
1- No discount on one pet or multiple pets.
2- Limited payment terms: accepts only monthly payment.
3- Unluckily, there are few customization options.
4- Preventive care is not available and does not cover routine wellness.
Trupanion insurance for the dog:
Many dogs are exposed to accidents or injuries, so the owners make insurance through the Trupanion company.
Reimbursement reaches 90%of eligible expenses so you can't worry how much the cost is fully covered after waiting 5 days in injury or 30 days in illness.
You can pay directly to the veterinarian but in this way, you can lose the reimbursement.
•Trupanion pet insurance cost (male dog):
Breed |
Labrador retriever |
German shepherd dog |
Golden retriever |
French bulldog |
Under 1 year |
72,91$ |
70,85$ |
63,23$ |
101,99$ |
3 years |
90,71$ |
88,09$ |
78,41$ |
127,64$ |
5 years |
107,44$ |
104,3$ |
92,68$ |
151,75$ |
8 years |
139,83$ |
135,67$ |
120,3$ |
198,42$ |
10 years |
161,42$ |
156,59$ |
138,73$ |
229,53$ |
•Trupanion pet insurance cost for a one-year-old female dog mixed breed is 38,93$ per month with 1000$ deductible or 155,34$ per month with 0$ deductible.
Trupanion insurance for the cat:
Many cats are exposed to illness or injuries so the owners make insurance with Trupanion pet insurance company to reimburse pet owners.
Reimbursement reaches 90%of eligible expenses so you can't worry the cost is fully covered after waiting 5 days in injury or 30 days in illness.
You can pay directly to the veterinarian but in this way, you can lose the reimbursement.
•Trupanion pet insurance cost (female cat):
Breed |
Ragdoll |
Exotic Shorthair |
British Shorthair |
Domestic Shorthair |
Under 1 year |
29,09$ |
31,69$ |
30,17$ |
28,06$ |
3 Yo |
37,7$ |
41,31$ |
39,2$ |
36,27$ |
5 Yo |
46,17$ |
50,78$ |
48,08$ |
44,35$ |
8 Yo |
64,93 |
71,74$ |
67,75$ |
62,23$ |
10 Yo |
77,43$ |
85,72$ |
80,87$ |
74,15$ |
•Trupanion pet insurance cost for a cat (one-year-old male domestic shorthair cat )costs 18,87$ per month with 1000$ deductible or 62,22$ per month with 0$ deductible.
Which is the best, Trupanion pet insurance or Healthy paws?
Here's a comparison between both of them that includes all the details you need to know, we'll let you decide which is the best.
Pet covered |
Types of coverage |
Example cost |
Waiting period |
|
Trupanion |
Dogs and cats |
Illness and accidents |
123,11$ to insure a two-year-old dog with 90%coverage, 0$deductible and no annual limit |
-5 days with injuries. - 30 days in illness |
Healthy paws |
Dogs and cats |
Illness and accidents |
75,5$ to insure a two-year-old dog with 90%coverage, 100$deductible and no annual limit |
-15 days in injuries -15 days in illness |
Summary:
Trupanion pet insurance is the best insurance company for cats and dogs with covering the cost which reaches to 90%. Trupanion pet insurance costs are perfect compared to the services you will get.
Not only insurance in injuries, accidents, chronic diseases, and illness, but cover other services like acupuncture and chiropractic.
BY: Dr/ Abeer Ramzy
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