Do you feel hesitant about ASPCA pet insurance? ASPCA pet insurance reviews Reddit help you decide based on the experience of other pet owners.
The history of ASPCA pet insurance:
It was founded in 1866 by Henry Bergh. The headquarters is located in New York City, USA.
The American Society for the Prevention of Cruelty to Animals (ASPCA) was one of the first pet insurance companies in the United States. It is presently one of the world's largest humane foundations.
The contact information of ASPCA pet insurance:
1-Customer service hours
8:00 a.m. to 9:00 p.m. EST, Monday through Friday.
Saturday from 9:00 a.m. to 5:00 p.m. EST.
11:00 a.m. until 3:00 p.m. EST on Sunday.
2-Customer service Email
sales@aspcapetinsurance.com
3- Customer service phone
1-888-716-1203
The cost of ASPCA pet insurance services:
ASPCA pet insurance lets you customize your pet’s health insurance cost based on your annual deductible and your annual limit.
ASPCA pet insurance reviews Reddit help you to know how to customise the cost of your pet insurance plan by gaining knowledge from other pet owners.
To lower the cost of ASPCA Pet Insurance services, you can customize the following:
1-Annual limit: This is the total amount covered by the provider in a given year.
2-Reimbursement %: The reimbursement percentage is the percentage of your vet costs that you are reimbursed for.
3-Deductible: The amount you would pay for a claim.
You have the following options for customising your policy:
1-Annual limits: $3,000, $4,000, $5,000, $7,000, or $10,000
2-Reimbursement percentages: 70%, 80%, or 90%
3-Deductible options: $100, $250, or $500
ASPCA pet health insurance coverage:
ASPCA pet insurance reviews Reddit are nearly all positive as ASPCA Pet Health Insurance provides the optimum Coverage plan, which includes coverage for illnesses, accidents, dental diseases, and hereditary conditions.
In ASPCA pet insurance reviews Reddit, ASPCA Pet Insurance received an 88 out of 100, indicating that its policy coverage and plan customization were great.
Here are some of the ASPCA pet insurance reviews Reddit to help you make up your mind:
-A pet owner who has ASPCA said that his vet recommended it. He said that so far, they have been helpful, and whenever he was calling, they were the most responsive and answered his questions easily.
-Another pet owner stated that his 5-month-old puppy is currently being cared for by the ASPCA. He takes use of the preventative care plan and claims that the company's claim turnaround time is about 2-3 weeks.
However, he stated that they had recently taken over a month due to an increase in claims.
He claims that the customer service is excellent and that the staff is quite responsive.
-One of the ASPCA pet insurance reviews Reddit was on the negative side, the pet owner recommended others not to acquire pet insurance because most companies refuse to pay claims, including the kind that bears the ASPCA's name.
This person said that after a claim dispute with ASPCA's pet insurance company, he filed a complaint with his state board of insurance. An investigator working for the state told him that:
1-Pet insurance companies frequently deny claims, which is why they are so cheap.
2-Pet insurance is unregulated in the USA. It is like throwing money down a hole.
He mentioned at the end of the review that he should have learned from his experience and not purchased it.
-However, someone commented on his review saying that he shouldn’t make such a broad statement on something so important. He said this may be the case for the USA, but a lot of Redditors are not from the US.
In Europe, he continued, pet insurance is required, and many animals are euthanized because their owners cannot afford relatively simple operations.
-Another pet owner also commented saying that his family is USA-based and they’ve had a good experience with the pet insurance policies. He said that he understands that they may be the exception.
-One of the ASPCA pet insurance reviews Reddit was a dog owner who said that he recently got ASPCA as they were the cheapest Accident and Illness Dog Insurance he could find, for his 10 weeks old German Shepherd. He said he pays $35 monthly, for a plan that has a $250 deductible, 5K annual limit, and an 80% reimbursement rate.
However, he said he has found some complaints about this insurance.
-One review that was also on the negative side, a pet owner said that it can take up to 30 days for ASPCA to process claims. Also, Unlike some other pet insurance providers, the ASPCA does not cover dental issues on a wide range.
After reading ASPCA pet insurance reviews Reddit and learning from other pet owner’s experiences, there are things to consider before deciding whether to buy ASPCA pet insurance or not.
Before purchasing ASPCA pet insurance, keep the following in mind:
1-Compare policy costs
You should know that the cost will be based on the age and breed of your pet, and the amount and type of coverage you choose.
2-Reimbursement
Some companies pay the vet for covered treatments after you pay the entire price when your pet is treated, then refund you for the covered amount.
3-Veterinarian networks
Some plans require you to use a network of veterinarians. ASPCA pet insurance reviews Reddit say that you need to make sure there's a veterinarian in your area or that your family veterinarian is in your network if you don’t want to change.
4-Pre-existing conditions
Know if policy covers pre-existing conditions ( hereditary conditions). A vet will examine your pet to determine its condition before you insure it.
5-Renewable benefits
When you’re treating your pet for a covered condition during the policy term, some companies will consider it a pre-existing condition when renewing the policy.
Summary
ASPCA pet insurance reviews Reddit are mixed, however, they lean towards the positive side. These reviews help you gain experience and knowledge about ASPCA and pet insurance in general. You should also consider various factors about pet insurance before making up your mind.
Read about: Pet health
Read about: Pet health
Read about: Pet health
Read about: Pet health
Read about: Pet health
Written by: Dr. Sarah Anwar
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